Texas Mortgage Banker Disclosure

Required disclosure pursuant to Texas Finance Code §157.0021 and 7 TAC §57.200

Company: Total Quality Financial, Inc. DBA Total Quality Lending. NMLS #: 1933377. Headquarters: Irvine, CA. Phone: (800) 304-1925.

Regulatory Oversight Notice

Total Quality Lending is a registered mortgage banker with the Texas Department of Savings and Mortgage Lending (SML). The SML has regulatory oversight of Total Quality Lending's mortgage banking activities in the State of Texas.

Consumer Complaint Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.

COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

Recovery Fund Notice

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS.

A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM.

FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

Department Contact Information

Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Phone: (512) 475-1350. Toll-Free: 1-877-276-5550. Website: www.sml.texas.gov. Complaint Form: sml.texas.gov/consumers/complaints

NMLS Consumer Access

You can verify the licensing status and registration of Total Quality Lending and its mortgage loan originators through the Nationwide Multistate Licensing System at NMLS Consumer Access (nmlsconsumeraccess.org).

This disclosure is provided in accordance with the requirements of the Texas Finance Code §157.0021 and Texas Administrative Code 7 TAC §57.200. This notice is delivered electronically via the Total Quality Lending website.